| Momentum Bucket | Early Stage |
| Legal Title | AN ACT Relating to motor vehicle glass repair claims; |
| Bill Description | Regulating motor vehicle glass repair claims. |
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What this bill does
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The bill creates a new chapter in Title 48 RCW called the Washington motor vehicle glass act and recodifies RCW 48.30.340 into that chapter. It establishes regulatory requirements for motor vehicle glass repair shops, requires specific consumer notices and procedural steps when repairs or replacements involve advanced driver assistance systems (ADAS), and regulates insurer and third‑party administrator (TPA) ownership interests in repair shops. The act takes effect July 1, 2026.
Substantive changes are mainly procedural and regulatory. The bill prohibits insureds from assigning their duties or rights/benefits under a property and casualty policy (contracts that do so are void) while allowing authorization or direction of payment. Repair shops must notify consumers before service about ADAS presence and calibration needs, state whether they will perform ADAS calibration to manufacturer specifications, provide written notice of calibration success or failure, give good‑faith and updated estimates, issue itemized invoices and receipts (with required notices in the same font size), and may not contract for work to be paid under a first‑party policy until a claim is filed, a claim or referral number is obtained, and required notifications are met. The bill also bans inducements to steer claims and lists prohibited fraudulent or deceptive practices by shops.
The bill affirms that an insured making a first‑party glass claim cannot be required to use a particular shop, permits insurers or producers to recommend shops or explain coverage, and allows insurer networks subject to the recodified provision. Insurers or TPAs that own an interest in a repair shop must post and, for mobile shops, verbally provide a notice (posted in at least 18‑point font) informing customers of that ownership and that they may choose any shop; consumers may file complaints with the Office of the Insurance Commissioner, and the text states no private right of action is created. The commissioner is authorized to adopt rules, including penalties for repair shops, but the specific penalties and many rule details, the full recodified statutory text, and the exact new chapter citation are not included in the provided facts.
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Why it matters
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If enacted, motor vehicle glass shops will need to change how they operate: they must notify vehicle owners before work about whether the vehicle has ADAS and whether calibration is required, perform or arrange manufacturer‑spec calibration (or send the owner to a certified dealer/specialist), give written confirmation whether calibration succeeded, provide good‑faith and updated cost estimates and itemized invoices in matching font sizes, and wait to contract to bill a first‑party insurer until a claim is filed and a claim or referral number is received. Shops must stop offering payments or other inducements to steer claims, avoid a range of fraudulent billing and documentation practices, and face a presumption of knowing violations for regular patterns of prohibited conduct.
The most affected parties are motor vehicle glass repair shops (including employees and agents), insurers and third‑party administrators that own repair shops, and insured vehicle owners. Shops will likely incur compliance costs for new notices, training, ADAS calibration equipment or referral arrangements, and changes to billing and documentation processes, while insurer‑owned shops must post prominent ownership notices and give verbal disclosure for mobile repairs. Consumers retain the right to choose a shop and may file complaints with the Office of the Insurance Commissioner, but the law does not create a private right of action; specific penalties and rule details are left to the commissioner and are not specified in the extracted text, and some recodification language is incomplete. The act takes effect July 1, 2026.
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| Official Documents | View Full Bill Text |
| Date Introduced | 01/12/2026 |
| Originating Chamber | Senate |
| Biennium | 2025-26 |
| Total Campaign Dollars Backing Bill | $1,061,339.25 |
| INSURANCE |
| MOTOR VEHICLES |
| Hearing | Senate Business, Trade & Economic Development (Public) |