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SB 5443

Momentum Bucket Early Stage
Legal Title AN ACT Relating to requirements for fund-raising events of bona fide charitable or nonprofit organizations;
Bill Description Concerning requirements for fund-raising events of bona fide charitable or nonprofit organizations.
What this bill does
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The bill amends multiple sections of chapter 9.46 RCW to change how raffles, bingo, amusement games, and so-called enhanced raffles are regulated. It raises per-ticket and revenue limits (a standard raffle ticket cap set at $250; an enhanced raffle ticket cap set at $500; a calendar‑year gross revenue limit for unlicensed raffles raised to $20,000 and a $10,000 cap for bingo/amusement game gross revenue), revises who may run and manage events without a commission license (requiring bona fide, unpaid members and membership existing before the raffle), limits frequency and duration of events (no more than four times per year and generally no more than 12 consecutive days for each event except raffles may exceed 12 days), and requires one year of event records. The Liquor and Cannabis Board must permit unopened alcohol containers as raffle prizes when appropriate. The bill creates a detailed regulatory framework for enhanced raffles that must be licensed and approved by the Washington State Gambling Commission. It authorizes up to three enhanced raffles per calendar year in western Washington and three in eastern Washington, caps a grand prize at $10,000,000, permits multiple related prize drawings (early bird, refer‑a‑friend, multiple ticket drawings) under preestablished rules, allows certain electronic and credit card sales and receipt methods, requires independent audits and reporting, sets standards for call center vendors and consultants, and provides a minimum payout structure if sales are insufficient (the winner receives 50% of net proceeds in excess of expenses, with an annuity option over 20 years or a one‑time cash option equal to 70% of the annuity). The Gambling Commission is given authority to license, set fees, adopt rules, and include enhanced raffles in its reporting. Separately, the bill authorizes “promotional contests of chance” by businesses and bona fide charities without constituting gambling provided no consideration is required; it also separately authorizes financial institutions to run limited contests tied to deposits (with an annual‑prize eligibility requiring funds retained at least 12 months) but bars those financial‑institution contests from being conducted via the internet. The provision defines “consideration” and lists actions that are not consideration, requires promotional materials to state no purchase or donation is necessary, requires a free alternate‑entry method when extra entries are offered for purchase (with a direct‑mail exception), and prohibits use of gambling equipment in such contests unless authorized. The text provided omits the complete reporting requirement language, the actual amendment text to RCW 9.46.356, and any effective dates or applicability provisions.
Why it matters
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If enacted, charities and bona fide nonprofits will find it easier to run smallto mid-size raffles without buying a state license because the allowed ticket price and annual license-free revenue limits are higher and the rules spell out how often and for how long events can run; that should increase low-cost fundraising options but also require organizations to keep event records for a year and follow stricter membership and management rules. Groups that want to run big, "enhanced" raffles can do so but only with a license, face tighter oversight (audits, vendor and consultant licensing, a required staff lead, commission fees and approvals, and limits on how many large raffles are allowed per region), and may incur higher compliance costs and operational requirements; prize payout rules for underperforming sales also change how windfalls are calculated and paid. Businesses and financial institutions gain a clearer ability to run no-purchase promotional contests, with banks limited to depositors and a 12‑month retention rule for annual-prize eligibility and a prohibition on using the internet for those contests; promoters must offer no‑purchase entry options and include that message in advertising. State agencies (the gambling commission and liquor and cannabis board) will have added licensing, oversight, and reporting duties and potential fee revenue, while call centers and consultants used by enhanced raffles will face new licensing and contract requirements. Important details are missing from the provided text—some reporting requirements, one amended section’s text, and any effective dates—so the timing and full scope of implementation remain uncertain.
Official Documents View Full Bill Text
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SB 5443 Details and Bill Topics

Details

Date Introduced 01/23/2025
Originating Chamber Senate
Biennium 2025-26
Total Campaign Dollars Backing Bill $2,659,011.50

Bill Topics

GAMBLING
NONPROFIT ORGANIZATIONS

SB 5443 Sponsors and Committee Hearings

Sponsors

Senator Cortes (Primary)
Senator Nobles
Senator Shewmake

Committee Hearings

Go to SB 5443 at leg.wa.gov

SB 5443 Bill Timeline

Early Stage
1/11/2026
SBusiness, Trad
Due to Senate committee reorganization, referred to Business, Trade & Economic Development.
1/11/2026
SBusiness, Trad
By resolution, reintroduced and retained in present status.
1/22/2025
SBusiness, Trad
First reading, referred to Business, Financial Services & Trade.

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